TERMS AND CONDITIONS
Introduction
- These Terms and Conditions apply to the entire contents of the website under the domain names www.debtburn.com and www.debtburn.co.uk including without limitation, the forum on the Website (the "Forum") (collectively "the Website") and to any correspondence by e-mail between us and you.
- The Website is owned by Prem Solution Limited who are a company registered in England (Company No: 05980047) with a registered office at 298 West Point, Wellington Street, LS1 4JT ("we" / "us").
- Please read these Terms and Conditions carefully before using the Website. Using the Website indicates that you accept these Terms and Conditions regardless of whether or not you choose to register with us to use the Forum. If you do not accept these Terms and Conditions, do not use the Website.
- You may access most areas of the Website without registering your details with us. The Forum is only open to you if you register and log in with us and accept the terms and conditions of use of the Forum (which are as set out in clause 4).
- We may revise these Terms and Conditions at any time by updating this posting. You should check the Website from time to time to review the then current Terms and Conditions, because they are binding on you.
Licence
- All Website, design, text and graphics belong to us. You are not permitted to use the Website in any way that may infringe the intellectual property rights contained in the Website. This means that you may not adapt, reproduce, publish, upload, extract, alter, store, post, redistribute, reutilise, retransmit or broadcast, all or any of the contents of the Website including but not limited to any trade marks or copyrighted material without our express permission. However, you are permitted to download and print out pages from the Website for the sole purpose of viewing for your own personal information.
- Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website are owned by us or our licensors. For the purposes of these Terms and Conditions, any use of extracts from the Website other than in accordance with clause 2.1 for any purpose is prohibited. If you breach any of the terms in these Terms and Conditions, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.
- Any rights not expressly granted in these terms are reserved.
Website Access
- While we endeavour to ensure that the Website is normally available 24 hours a day, 7 days a week, we shall not be liable for any damages or losses you may incur if for any reason the Website is unavailable at any time or for any period.
- Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.
Your use of the Forum
- You are required to register and log-in in order to post any content on the Forum. You are solely responsible for the text, materials and other content that you upload (hereafter "post") on the Forum (collectively "User Content"). We shall not be liable to you and exclude our liability in respect of User Content howsoever arising.
- You may not post User Content on the Forum that you did not create or do not have permission to post. You are prohibited from posting to or from the Forum any User Content:
- that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;
- which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or
- which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).
- You understand and agree that we may, but are not obligated to, review the Forum and therefore you appreciate that there may be material on the Forum which may be offensive in some way to you. We exclude our liability in relation to such material. We may delete or remove (without further notice) any User Content which we consider (at our sole discretion) breaches the terms of clause 4.2 or may cause offence to any party.
- We shall fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of clause 4.2.
- You agree that we may copy, disclose, distribute or otherwise use any User Content posted on the Forum for any purpose. You may request that we remove your User Content at any time by contacting us via the Contact details at clause 15.
- You agree to indemnify and keep indemnified us from and against any losses, costs, expenses and damages incurred by us in respect of any claim that the User Content infringes the copyright and/or intellectual property rights or any rights whatsoever of a third party.
Links to and from other Websites
- Links to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. We have not reviewed all of these third party websites and we do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.
Registration
- Each registration for the Forum is for a single user only. We do not permit you to share your user name and password with any other person nor with multiple users on a network.
- Responsibility for the security of any passwords issued rests with you.
- You are required to accept to the terms and conditions of the use of the Forum at the time you register to use the Forum. The terms and conditions are the same as those set out in clause 4. Following this, you will need to enter your name, user name and email address (plus some other optional information) and upon receipt we shall send your log-in details to your email address in order for you to access the Forum.
Disclaimer
- We are not giving specific personal financial or investment advice to you on or via this Website for the purposes of the Financial Services and Markets Act 2000 or otherwise. We may make changes to the material on the Website, at any time without notice.
- Access to and use of this Website is at your own risk. We do not warrant that the use of this Website or any material downloaded from it will not cause damage to any property, including but not limited to, loss of data or computer virus infection. We accept no liability for viruses.
- While we endeavour to ensure the material on the Website is correct, such material is provided "as is" and we do not warrant the material is accurate or complete. We exclude all representations, warranties, conditions and other terms (including, without limitation, satisfactory quality and fitness for purpose). The material on the Website may be out of date, and we make no commitment to update such material.
Liability
- Except as set out in clause 8.2, we shall not be liable to you in connection with this Agreement for losses that are not a reasonably foreseeable consequence of our actions. If you are using this Website for commercial purposes, we shall not be liable for any loss of profits, loss of contracts, loss or corruption of data, or other economic loss arising in connection with this Agreement.
- These terms and conditions do not exclude our liability (if any) to you for personal injury or death resulting from our negligence, or for fraud, or for any matter which it would be illegal for us to attempt to exclude its liability and do not affect your statutory rights.
- Except as set out in clauses 8.1 and 8.2 our liability to you is limited to the amount of any commission payable to us by third parties as a result of your use of this Website for any event or related services of events and £20 for all events in any period of 12 months.
Governing law and jurisdiction
- These Terms and Conditions shall be governed by and construed in accordance with English law. Both parties submit to the exclusive jurisdiction of the English courts.
- Third Party Rights
- Unless this Agreement expressly states otherwise a person who is not a party to this Agreement has no right to enforce any of its terms under the Contracts (Rights of Third Parties) Act 1999.
Complaints Procedure
- We are very proud of our high standards of customer service however, in the event that we fail in meeting these standards, please do not hesitate to email us at feedback@debtburn.com. Our aim will always be to deal with your complaint as soon as possible and make every effort to reach a satisfactory conclusion on your behalf in order to retain your valued custom.
Entire Agreement
- These Terms and Conditions represent the entire understanding relating to the use of the Website and supersede all other statements, representations or warranties (whether written, made by email or oral) made by us. Nothing in these Terms and Conditions shall affect the liability of either party in respect of any misrepresentation, warranty or condition that it makes fraudulently. Any rights not expressly granted in these Terms and Conditions are reserved by us.
Severance
- If any provision of these Terms and Conditions are found to be invalid or unenforceable by a court, it will be severed from the rest of these Terms and Conditions which shall remain unaffected.
Waiver
- If we fail, at any time during the term of the contract, to insist upon strict performance of any of your obligations under the contract or any of these Terms and Conditions, or if we fail to exercise any of the rights or remedies to which we are entitled under the contract, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations. A waiver by us of any default shall not constitute a waiver of any subsequent default.
Contact details
Prem Solutions Limited
298 West Point,
Wellington Street,
Leeds,
LS1 4JT
Telephone:
Fax:
Email:
Issue Date: December 2007