Do you have the best graduate account?

compare which account is the best one for your needs

Switching Graduate account

When you graduate, sticking to your student bank account could leave you overpaying by £100s.

Graduate accounts are special bank accounts with preferential terms for those leaving higher education; and some banks offer much better deals for much longer than others.  Anyone who’s graduated in the last three years should be switching and grabbing the best account on offer.

A few years ago, banks started automatically transferring standing orders and direct debits for you making switching accounts much easier. It means your only task once you've switched accounts is to notify the people who pay into your account. Even so, always keep the old account open for a good few months after the switch just in case something’s been missed.

Switch in 3 steps:

• Compare account with Debtburn
• Click on the switch button to fill in your details
• The bank you’ve chosen will call you to book an appointment to your nearest branch

Compare 95% of the markets loan deals

All circumstances considered...

Worried about the safety of your savings?

No matter how much you can afford to save, make sure you get the highest interest possible..

Transfering your credit card balance is one of the best things you can do.

What is balance transfer?

It’s when one credit card repays debts on other credit or store cards; so you now owe it the money instead, hopefully at a special cheap rate.

For example:

• Current debts: Louiscard £3,000 at 18%, Sharoncard £1,000 at 16%.
• New credit: the Danniicard's 0% for 12 months on balance transfers.
• What happens: Ask the Danniicard to balance transfer the debts, it then pays £3,000 to the Louiscard and £1,000 to the Sharoncard.
• New situation: The Louis and Sharoncards are debt-free, as the debt has been transferred to the Danniicard; which you now owe £4,000 at 0%.

Mortgages

After years of studying, it's usually hard to find the money you need to put a deposit down on a house. Graduate Mortgage Lenders recognise this and offer a solution in the form of specialist Mortgages for graduates only.

Mortgages for graduates, If you want to find a mortgage deal, whether this is a graduate mortgage, first time buyer mortgage or a re-mortgage, we have pulled together specific information about particular mortgage providers so you don't have to shop round!