Company

Credit Interest

Credit Card Limit

Interest Free Overdraft

Account Features

Account: The Abbey Account (Graduate)
Package Year: 2007/08
Authorised Overdraft: 9.9% APR (0.79% pm) - £1
Unauthorised Overdraft: 28.7% APR (2.12% pm) - £1
After Graduation: Apply within 3 years after graduation
Fee: Nil

1.49%

£350

Year 1 £2000

Year 2 £1000

Year 3 £500

Account: Graduate C/A
Package Year: 2007/08
Authorised Overdraft: 0.0% EAR (0.00% pm) -£1
Unauthorised Overdraft: 12.68% EAR (1.00% pm) -£1
After Graduation: Apply within 2years after graduation
Incentive: Translink Student Discount card offering discounts on travel in NI, discounts at Domino's Pizza, O'Briens Sandwich Bar, Topshop/Topman & Waterstones
Fee: Nil

-

Neg

Year 1 £1000

Year 2 £1000

Account: Graduate Account
Package Year: 2007/08
Authorised Overdraft: 15.6% EAR (1.22% pm) - £1 to £3K
Unauthorised Overdraft: 27.5% EAR (2.05% pm) - £1
After Graduation: Apply within 2 years after graduation
Fee: Nil

0.10%

£4000

Year 1 £1500

Year 2 £1000

Account: Graduate Account
Package Year: 2007/08
Authorised Overdraft: Negotiable - £1
Unauthorised Overdraft: ABR + 1.00% pm - £1
After Graduation: Apply within 2 years after graduation
Fee: Nil

-

Neg

Year 1 £1000

Year 2 £1000

Year 3 £1000

Account: Graduate Bank
Package Year: 2007/08
Authorised Overdraft: 9.9% EAR (0.79% pm) - £1
After Graduation: Apply within 3 years after graduation
Incentive: Discounts on entertainment, shopping and driving lessons
Fee: Nil

0.10%

Neg

Year 1 £1500

Year 2 £1000

Account: Graduate
Package Year: 2007/08
Authorised Overdraft: 16.8% EAR (1.30% pm) - £1
Unauthorised Overdraft: 16.8% EAR (1.30% pm) - £1
After Graduation: Apply within 3 years after graduation
Incentive: £50 paid within 31 days of receiving first regular salary credit over £1000 into account. Dial-a-phone offer inc £40 cash back on take up of line rental. For new Lloyds TSB custs return flight voucher to 1 of 6 European destinations
Fee: Nil

0.10%

Neg

Year 1 £2000

Year 2 £1500

Year 3 £1000

Account: Graduate
Package Year: 2007/08
Authorised Overdraft: 17.81% EAR (1.38% pm) - £1
Unauthorised Overdraft: 17.81% EAR (1.38% pm) - £1
After Graduation: Apply within 3 years after graduation
Fee: Nil

0.10%

Neg

Year 1 £2000

Year 2 £1000

Year 3 £500

Account: Graduate Royalties
Package Year: 2007/08
Authorised Overdraft: 9.9% EAR (0.79% pm) - £1
Unauthorised Overdraft: 9.9% EAR (0.79% pm) - £1
After Graduation: Apply within 2 years after graduation
Incentive: Discounts on selected hols/travel/car ins/home ins/over 450 restaurants/theatre & concert tickets/DVDs/videos/CDs/computer games/books
Fee: Nil

2.00%

Neg

Year 1 £2000

Year 2 £1500

Year 3 £1000