Company

Credit Interest

Credit Card Limit

Interest Free Overdraft

Account Features

Account: The Abbey Account (Student)
Package Year: 2007/08
Authorised Overdraft: 9.9% APR (0.79% pm) - £1
Unauthorised Overdraft: 28.7% APR (2.12% pm) - £1
After Graduation: Transferred to Graduate account
Fee: Nil

1.49%

£350

Year 1 £1000

Year 2 £1250

Year 3 £1500

Year 4 £1800

Account: Student C/A
Package Year: 2007/08
Authorised Overdraft: 0.0% EAR (0.00% pm) -£1
Unauthorised Overdraft: 12.68% EAR (1.00% pm) -£1
After Graduation: Transfer by 2 years after graduation
Incentive: Translink Student Discount card offering discounts on travel in NI, discounts at Domino's Pizza, O'Briens Sandwich Bar, Topshop/Topman & Waterstones
Fee: Nil

0.50%

£250

Year 1 £400

Year 2 £500

Year 3 £500

Account: Student Additions
Package Year: 2007/08
Authorised Overdraft: 8.9% EAR (0.72% pm) - £1 to £3K
Unauthorised Overdraft: 27.5% EAR (2.05% pm) - £1
After Graduation: Transfer by 2 years after completion of studies
Incentive: 6 free cinema tickets increasing to 12 if opened at the same time as a Student Barclaycard
Fee: Nil

0.10%

£600

Year 1 £1000

Year 2 £1250

Year 3 £1500

Year 4 £1750

Year 5 £2000

Account: Student Account
Package Year: 2007/08
Authorised Overdraft: Year 1: 7.49% EAR (0.60% pm) - £1 to £1K. Year 2 onwards: 7.49% EAR (0.60% pm) - £1 to £3K
Unauthorised Overdraft: 29.99% EAR (2.21% pm) - £1
After Graduation: Transfer by 6 months after graduation
Fee: Nil

3.25%

£500

None

Account: Student
Package Year: 2007/08
Authorised Overdraft: 9.9% EAR (0.79% pm) - £1
Unauthorised Overdraft: 15.9% EAR (1.24% pm) - £1
After Graduation: Transfer by 12 months after graduation
Fee: Nil

-

Neg

Year 1 £1400

Year 2 £1700

Year 3 £2000

Account: Student+ Account
Package Year: 2007/08
Authorised Overdraft: 0.0% EAR (0.00% pm) - £1
Unauthorised Overdraft: 9.0% ABR + 1.00% pm - £1
After Graduation: Transfer by 2 years after graduation
Fee: Nil

-

Neg

Year 1 £1850

Year 2 £1850

Year 3 £1850

Year 4 £1850